WhatsApp Payment Feature | How to Use WhatsApp Payment App In Android 2018

WhatsApp Payment Feature
WhatsApp Payment Feature

WhatsApp Payment Feature is going on in India

The company is trailing this Whatsapp payment feature in India. After the introduction of WhatsApp Payment Feature in the Indian market, there is hope for a tremendous revolution in the digital wallet market. TechCrunch claimed that this WhatsApp Payment Feature is currently in beta mode, quoting sources.

Thus, this has not been declared free. After the dispatch of this component of Whatsapp, the quick wallet propelled a couple of days before Google will likewise confront an extreme test.

There is now WhatsApp Payment Feature that will reduce dependence on your banking website or app. Yes, now through this Messenger app you will be able to send money to friends.

This feature has begun with the introduction of the UPI (Universal Payment Interface) on WhatsApp set beta for Android and iOS users. Through this feature, you can easily transact money through WhatsApp.

What is the UPI Payment

Bound together Payment Interface is an installment framework in which you can exchange cash to anybody in a nation with simple ways. It prepares the data of the client with the assistance of the portable number.

It mobilizes the information of the user with the help of the mobile number. In this user can transfer money by making a unique ID. It is a payment system that lays the lien for NPCI (National Payment Corporation) banks. Whereby the banks offer the option of NEFT, IMPS as well as UPI for money transfer in their app.

Its greatest component is that cash can be exchanged or made without a record number here.

WhatsApp Payment Feature
WhatsApp Payment Feature

Beta analyzers have discovered that the interface of the Watts App is demonstrating an extensive rundown of banks supporting and the choice of installment highlight in the Settings menu of the Watts application has been given.

Let’s tell you that the popularity of WhatsApp is increasing constantly across the country. The biggest reason for this is the continuation of updating and upgrading itself with WhatsApp Space.

As of late, the Messaging App propelled its new form for Businessman. Climb or other dispatcher India has neglected to move the Indian market of Whatsapp.India has more than 200 million WhatsApp users. At the same time, in July last year, the government had given Whatsapp access to the UPI service.

How to send and receive money using the

WhatsApp UPI payment feature

The process of obtaining the WhatsApp Payment Feature is extremely kind of like WhatsApp’s voice job feature, that debuted about 3 years agone. So, if one among your friends WHO already has received the UPI update on their WhatsApp, you’ll be able to raise them to ask you to seed the feature.
Before the usage of WhatsApp bills, you want to set up bills by means of linking your bank account. this can be executed by way of clicking on three dots on the top right nook and going to bills.
Then begin with the linking method. make certain that you have the SIM card to your cell phone that is registered with the bank as WhatsApp will ship a message for linking the account.
The payment interface supports UPI services from all major banks including HDFC Bank, ICICI Bank, State Bank of India, Yes Bank, and Airtel  Payments Bank.

How to send money using WhatsApp payments

Here we will see the way to use WhatsApp Payments to send cash. Before that, you would like to recollect that each the sender. receivers have to be compelled to have the WhatsApp Payment possibility enabled for dealing to be created, additionally, your WhatsApp range must be connected to your checking account.

1. How to link your bank account with WhatsApp payment feature

  • Step #1. First, you need to link your bank account with your WhatsApp account it’s very simple. Open WhatsApp in your mobile, tap on three dots on the top right corner and tap on settings.
WhatsApp Payment Feature
WhatsApp Payment Feature


  • Step #2. Now, you will see a new option in your mobile called ‘Payments’ just below notifications, Now tap on that. On the next screen, tap on ‘accept and continue’ which will then ask you for the verify your number using SMS, just tap on that and allow the app to send an SMS. Once you verified, you will see the list of banks.


WhatsApp Payment Feature
WhatsApp Payment Feature

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2. How to send money using WhatsApp payments

Step #1. Open your WhatsApp app And Go to the Settings for Payments to set up payment through WhatsApp or Go to a contact and click the Attachment icon next to the text field and select payment.

WhatsApp Payment Feature
WhatsApp Payment Feature


Step #2. Now, Accept the terms and Verify your phone number and Click Done.

WhatsApp Payment Feature
WhatsApp Payment Feature


Step #3. Now. Select the bank account from the list. If you don’t have UPI account, create one along with security pin for authentication. If you already have one, you will just need to verify it with SMS. The mobile number that you are using on WhatsApp must be linked to your bank, otherwise, you have to contact your bank to link your number.

WhatsApp Payment Feature
WhatsApp Payment Feature


Step #4. Now, you need to select a person whom you want to send payment through WhatsApp, select the account which you want to send the money from, Enter the UPI PIN and the amount should reach your friend’s bank account in a few seconds.

WhatsApp Payment Feature
WhatsApp Payment Feature


Step #5. You will able to see details about the completed transaction by clicking it within the chat and you will also get a transaction id.  You can view the Whatsapp payment history from the settings and also change the UPI Pin or remove the bank account anytime by clicking the respective bank account.

Sadly, as of now, you can only send money to WhatsApp users, and the request money option isn’t available at the moment.WhatsApp Payments feature is rolling out gradually and should roll out to everyone in the coming weeks. If you have any question and the problem you can ask in the comment box.

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VIkas Sharma

Howdy, I’m Vikas. I’m a web developer living in, India. I am a fan of photography, technology, and design. I’m also interested in entrepreneurship and innovation.Blogging Is My Passion and I love to Share Information About Technolgy, Gadget and more.

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